Credit Builders, LLC
By accessing the program materials of this website, which has the same force and effect as signing this agreement by hand, you agree to the following terms and conditions regarding your purchase with SPM:
You have read, understood, and agreed to every provision of this Agreement, including any attachments, exhibits, and amendments thereto.
For purposes of this Agreement, the term "Customer" refers to the individual that purchases any SPM product and is granted access to the SPM Program materials.
By entering into this Agreement, you are becoming a Customer of SPM, an online information provider, and no other relationship is created by this purchase, including, but not limited to, the following: agency, partnership, employee, joint venture, shareholder, or independent contractor.
While the program provides you with information about potential earning opportunities through consumer feedback activities, you are solely responsible for any action you take based on the content therein. You understand that the information provided is for informational and educational purposes only, and any strategies or methods are provided as examples only. You have not looked to SPM to guarantee any specific income or results.
You further warrant and represent that all actions you take based on the information provided are your own decisions and not SPM's, and none of the outcomes from your activities were guaranteed by SPM.
SPM has no ability or duty to control your conduct except for SPM's ability to enforce this Agreement and its terms.
SPM makes no representations or warranties regarding any results from your participation in this program.
You agree to abide by all applicable rules and laws governing your actions. You represent and warrant that your activities related to information provided in this program will not contain any materials that are illegal and will not be conducted for an illegal purpose or in an illegal manner.
You will not slander, smear, defame, or disparage any competitors, company or individual entity, or use any words that are meant to mislead a company, customer or consumer.
You will ensure that all feedback you provide through opportunities described in the program is honest, accurate, and represents your genuine experience.
SPM is not responsible for any matter pertaining to your efforts to earn income through consumer feedback opportunities, or content thereof, and you hold SPM harmless from any and all claims, suits, threats, demands, liabilities, actions, causes of action related in any way to your actions. Such indemnity includes SPM's costs and attorneys fees in defending any such matter.
By becoming a customer of our website, you are agreeing to be added to our customer email list, as well as our SMS text message customer list. Both are aimed at providing you with important details about your purchase, including access information and receipts. You are consenting to receive promotional messages from reputable third party companies whose products may be of further interest to you. All emails and SMS messages contain a clear opt-out link.
We take fraud very seriously. You agree that you are the primary cardholder of the credit card used to purchase our program, and that you have the right to enter into this agreement by submitting a valid payment. Your IP address will be captured upon payment, and your program access will be linked to the email address provided during checkout.
We offer a 30-days money-back guarantee. If you are not satisfied with your purchase for any reason, you may request a refund within 30 days of your original purchase by emailing [email protected] or by calling 877-215-6015 from 9am to 8pm EST Monday to Friday.
You agree and understand that any violation of this Agreement or any individual term and condition herein may result in termination of your access to the program materials.
Either SPM, on the one hand, or you, the Customer, on the other, may terminate this Agreement at any time, with or without cause, by giving the other party written notice of termination in compliance with the Agreement. Notices sent hereunder shall be via e-mail to the Customer at the e-mail address provided upon the initial registration. Any and all notices to the Customer via e-mails at such address shall be deemed to be effective notice to you for all purposes.
This Agreement shall remain in full force and effect until terminated by SPM or by you, the Customer.
SPM reserves the right to modify any terms and conditions of this Agreement upon notice to you, the Customer. Notice of any changes may be given via e-mail to the Customer, or by posting the modifications on the SPM website. Such changes and modifications will take effect upon transmission of an e-mail. In the event that you continue to access program materials after such modifications, you will be deemed to have accepted any such modifications. You may terminate your access in the event that any of these modifications are unacceptable to you and request a refund within the guarantee period as your remedy. In the event that you fail to exercise your right to terminate or you continue to access program materials following such modifications, you will be deemed by your continued participation to accept any and all such changes.
This Agreement sets forth the entire agreement and understanding between the parties with respect to the subject matter hereof and supersedes any and all prior discussions, understandings, agreements, representations, warranties, or covenants between the parties related to the subject matter hereof. This Agreement may only be amended by a writing signed by an authorized representative of each of the parties, except as otherwise stated herein. If any provisions or term of this Agreement is held to be invalid for any reason, it shall not affect the enforceability of the remainder of this Agreement or any other terms or condition of this Agreement.